Pacific Power partners with nonprofit lender Craft3 to offer financing to its customers for eligible energy-efficiency upgrades. The Craft3 Home Energy Loan has affordable rates and convenient repayment directly on the Pacific Power utility bill. Projects must qualify for Pacific Power Wattsmart incentives to be eligible.

Since the program launched in late 2018, hundreds of Pacific Power customers have already taken advantage of the Craft3 Home Energy Loan. To learn more and get started on your own application, visit the Craft3 website.

Low-income households may be eligible for additional low-cost services. Pacific Power partners with local agencies to provide free weatherization services to income-qualifying homeowners and renters living in mobile homes. Based on the home’s needs, a variety of measures can be installed, including insulation, energy-efficient showerheads, LED light bulbs and more. All of these measures are designed to lower your electric bills while keeping your home comfortable. Learn more:


Loan Amount $2,500 - $30,000
Interest Rate 4.99% (5.29% APR*)
Term Up to 15 Years
Recording Fee $200
Example $10,000 loan at 5.29% APR 180 payments of $80.61 per month

*APR, Annual Percentage Rate. Loan availability, terms and conditions current as of 10/26/2021 and are subject to change. All loan
applications are subject to credit and project approval. Applicants must be a customer of a listed participating utility. Loans are
secured by a UCC-1A filing recorded with the county. Subordination may be available with lender approval, fees may. Principal
balance and interest is due on sale, transfer, refinance or maturity. Examples include financing of Loan Fee and Recording Fee.
Not all applicants will qualify. Craft3 is an equal opportunity lender, NMLS ID#390159.
Still have questions?

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888-231-2170 ext 225